A business’s experience modification factor (E-Mod) directly impacts the premium they are charged for their workers’ compensation coverage. Insureds often inquire about this important rating factor when...

New challenges have arisen in the transportation industry originating from an increase in frequency and severity of losses for commercial trucking and conditions impacting the supply of drivers, vehicles...

Insurance carriers are continuing to push rate increases as they face increased challenges. Following multiple years of above average loss experience driven by severe storms, intense wildfires, and...

The transportation insurance market continues to be, in our opinion, challenging for all participants, including buyers, insurers, risk managers, agents and brokers. 2021 began and ended with insurers...

The commercial casualty market has shown strong premium growth and rate firming, and the volatility of the market cycles over the last two years appears to have largely subsided. Some specific product...

The D&O liability environment is constantly changing, but 2021 was a particularly eventful yearwith important consequences for the D&O insurance market. The past year’s developments havesignificant...

Ryan Specialty recognizes that the workforce talent in the insurance industry is not as diverse as it needs to, and should, be. And to that end, we wanted you to be aware of the effort that is underway by...

The Public D&O Market continues to be a seller's (hard) market. There are many factors, spanning a number of years, that led to the current market conditions, including deteriorating D&O insurer...

Market Overview